AGC Southwest Chapters Multiple Employer 401(k) Plan

The AGC Southwest Chapters 401(k)  is now one of the largest super-regional association retirement plans, representing more than  96 companies and holding assets of more than $310,000,000. Benefits include:

  • Additional reduction in fees for all employees in the plan;

  • Merging of intellectual capital of two 401(k) committees with both chapters represented;

  • An even stronger focus on the laws and regulations in the retirement plan industry.

  • No annual audit;

  • Economies of scale on investment costs;

  • No individual Form 5500 reporting; minimal plan maintenance;

  • Flexible plan includes safe harbor, Roth and profit sharing;

  • Customizable 401(k) plan design options involving eligibility, matches, vesting schedules and more.

For The Employee:

  • Over 40 investment options from which to choose;
  • Focus on keeping the cost basis low to deliver higher returns;
  • Multiple educational programs annually to keep participants up-to-date on the plan as well as investment advice;
  • Access to investment advisors for individual retirement needs (no matter where you are on your career path).

For The Company:

  • Advisory Committee of participating members, financial advisors, third party administrator and record keeper providing expertise;
  • Customizable plan designed to meet the needs of the individual firm;
  • Annual company specific plan review, including comparison to like companies of size and structure;
  • TPA support to reduce plan maintenance time and cost;
  • Annual plan audit performed for the entire plan; no individual company audit, regardless of size;
  • Annual Form 5500 filed by the plan as whole; no individual company Form 5500 is required.


To learn more about the AGC Houston 401(k) plan, please contact R.W. Baird at 713-296-8066 or

Become a Member/Find a Member

When you join a local AGC Chapter, you become a member of the national organization. Being active at both the local and national level is the best way to maximize your membership. Visit our membership page  for more information.